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Ty Bingham

Ty Bingham

Senior Loan Consultant
NMLS#: 312581

Phone: (435) 671-1689

Hello, welcome to my page.

It was quite the learning curve when I started in the mortgage business in 2006.

I’m not sure what they were thinking about hiring a Rodeo Cowboy to do mortgage loans.

Years later it all seemed to make sense and work out…

I read a book by Carl Sewell in college in early 2004 that changed the way I saw everything. I did not believe in “selling tactics”, and even argued with my professors my view that if we focused on the customer, focused on their needs, and focused on building lifelong relationships with those customers, that was the way to do business!

And that fits right in with the lifestyle of cowboys and cowgirls that I was accustomed to.

We believe it is much easier to just do the right thing…. From the start.

We believe that honesty and integrity are the foundation of any great relationship.

We believe in doing great loans, with great rates and low fees.

We believe it does not take forever to close a mortgage loan, in fact, we believe that going fast solves a lot of problems.

We believe that you can have a great consumer experience getting a mortgage loan, and we work very hard to make that happen.

We believe that we should be available to our clients at all times and be able to answer any questions they may have.

We believe in transparency and always working to get better.

If you believe what we believe, give us a shout!

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

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